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Credit card cloning refers to making an unauthorized copy of a credit card. This practice is also sometimes called skimming. Thieves copy information at a credit card terminal using an electronic device and transfer the data from the stolen card to a new card or rewrite an existing card with the information.
Unfortunately, cloning and related forms of theft have become increasingly widespread in recent decades. Thankfully, security improvements—such as the use of personal identification numbers (PINs) and chip cards—have helped to protect against these types of attacks.
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ATM Tested Cloned cards
Rated 4.54 out of 5£ 1,000.00 – £ 3,000.00Price range: £ 1,000.00 through £ 3,000.00Select options This product has multiple variants. The options may be chosen on the product page -
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Rated 4.57 out of 5£ 1,000.00 – £ 3,000.00Price range: £ 1,000.00 through £ 3,000.00Select options This product has multiple variants. The options may be chosen on the product page -
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From the perspective of the thieves, cloning can be a very effective way to obtain credit card information, because it does not require the physical credit card to be stolen. Instead, they simply use an electronic device to covertly scan the card’s information and copy it into the device’s memory. The thieves can then access that information digitally, or else download the information onto a separate credit card that is already in their possession.
Once the information is recorded it can be transferred onto the magnetic strip of a new card or can be used to overwrite data on an already stolen credit card. For cards that use a personal identification number (PIN) number in addition to a magnetic strip, such as debit cards, the PIN would need to be observed and recorded. This is sometimes difficult to accomplish, adding additional protection against having your card compromised.
Of course, modern security enhancements have made it more difficult for would-be thieves to carry out cloning. Modern chip cards—which have embedded microchips that contain their sensitive information—are much harder to compromise because the data they contain is encrypted within the chip itself. This means that even if the thieves successfully access the chip card, they would not be able to use the information they stole. But even this type of technology isn’t foolproof.